How it works?

1.) You can buy and renovate a home with one loan


 2.) HomeStyle mortgages can also work for refinancing and may save you money if your current mortgage rate is high. With today’s low mortgage rates, you can not only save money on the existing debt if you are in a higher rate mortgage now, but you can get extra money to renovate or expand the home at a much better rate than if you used credit cards or vendor credit terms.

3.) You have more housing inventory available to you and use the renovation money to turn the home you fine into your dream home 

4.) You can also use these loans for investment properties or multi-unit properties where you plan to reside in one unit and rent out the rest.

5.) As little as 5% Down payment

6.) You have 12 months to complete the work

7.) Renovation Costs includes labor, materials, permits and licensing

8.)The Total cost of the work can be as much as 50% of what the property is expected to appraise when renovated

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